I'm in a never-ending pursuit of cutting time when transferring large files though — AI models is one thing, but I have 100-200 GB projects I transfer across for backup or import (using an external TB5 drive capable of 3-5 GB/sec), and if I can do that in 1 or 2 minutes per project instead of 3 or 4, that's a noticeable speedup.
Definitely overkill for 98% of my workflow though. 10 Gbps is fine.