In modern times, I use it as a powerful ssh wrapper and BBS client. Its character-set translation is ideal for CP437 to UTF8. See https://www.openkermit.org/ckermit/ssh/ and https://www.openkermit.org/ckermit/bbs/
By the time zmodem became popular, the biggest remaining selling point of Kermit was the built-in scripting. Not much use for one-off BBS-style transfers, but very handy for keeping a directory in sync etc.