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Exactly, imagine the huge sums of liability insurance Google is carrying to make payouts when the worst-case scenario happens. That financial burden is a prime driver of their operational safety record.
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Any stats to back up that the _typical_ driver is uninsured?
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An exaggeration on my part. About 16% of all drivers are uninsured (https://insurance-research.org/node/130), but "accident probability of uninsured drivers is 34 percentage points higher" (https://www.tandfonline.com/doi/full/10.1080/19439962.2018.1...).
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