I max out my $200/month Claude plan. You are obviously just not taking advantage of it to the same level as others. Which is fine. Don't pay for something you don't need. But I would definitely take a massive productivity hit if I had 1/20th the usage.

Just depends on commitment, time, and scope. Personally I also use the 20$ plans. But people spend 200$ for a gym membership. So shrug.

People use Claude Code for professional reasons. Waiting is not a luxury when there is a deadline.