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> Who will you call to repair it?

Solar installer. Or DIY if you're handy.

> Who will pay for it?

Homeowner or insurance.

> How many days will it take?

Depends on the availability of installers. Or your skills.

I don't know why this is some gotcha. How many times have you had a storm rip your roof off and take down the entire neighborhood's grid? And if that happened would you still live in your house or find temporary accomodation?

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Could be like my one neighbor who built a whole 8kw rig of panels on a wheeled frame so he can pull it into his garage during storms (Hurricane prone area). Otherwise he just moves it around his yard daily to prevent dead spots in the grass.
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} What are you going to do when winds rip the solar panels off your roof, or drop a big tree branch on them? Who will you call to repair it? Who will pay for it?

How is that different than any other weather related house damage? You'd call your insurance company and a licensed contractor.

Assuming the house is habitable, you'd still have grid power, or if not you'd move temporarily while repairs took place.

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The point is, if it's your home solar system, damages and repairs are your problem to manage. Localized grid outages might be more common, but you don't have to lift a finger or pay anything extra to get them repaired. The utility just does it. And they start working immediately, even in the middle of the night or on weekends.
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> Localized grid outages might be more common, but you don't have to lift a finger or pay anything extra to get them repaired.

I'm not arguing against the electric grid. In fact, I'm an advocate. The grid has different failure and restoration modes than local generation and storage.

Unless you actually have no grid connection option at all (or it's prohibitively expensive) it makes a great deal of sense to pair a solar+battery system with the grid.

Done smartly, these systems can actually support each other.

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> Localized grid outages might be more common, but you don't have to lift a finger or pay anything extra to get them repaired. The utility just does it.

Sounds like a good backup option for resilience!

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