I used to be in the camp, until I discovered how fast it is to tap my phone at transit vs taking out wallet, taking my card out of it, tapping and putting the card back and then the wallet back, especially if the phone is already in my hand.

Not the original parent comment but for my life I don't need to carry a wallet most times, my ID is also digital, I leave the house with only my phone the vast majority of times.

I only carry my wallet with my physical ID card when I know it will be needed: doctors' appointments, traveling to other countries inside Schengen, etc.