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Industries can be trapped in a local optimum. It sometimes a fresh take (and a heavy bag of investor money) is needed to get to a higher level.
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Yes. But in my limited experience, the practically useful fresh takes come from people who have immersed themselves deeply into a problem, not from people who spend a weekend with ChatGPT.
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Reminds me again of crypto. Lot of stuff being done in banking and payments happens for a reason. Or because someone from outside like politicians meddled into it. And forget that people are extremely gross when it comes to getting their bank balance wrong...
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