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Isn't PIX a payment scheme?

Open banking is slightly different, as it's more about account access (although with read+write access, you can kind of build it into a payment scheme as well, although it's usually clunky).

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You're right, they are actually one step ahead and into what is now called Open Finance and aims at extending Open Banking beyond the original vision.

The brazilian central bank has a page about it[1]

[1] https://www.bcb.gov.br/estabilidadefinanceira/openfinance

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