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Each new bet will be expensive and depend less on technical merit than luck and having a backup so your family doesn't starve.
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Agree.

FWIW I built browsers from 1999 for a long time. (But I was never a wunderkind, just somewhat tenaciously curious).

And I guess I am doing fine, but not amazingly rich or so.

Browsers were always a project closer to research/charity. I think Marc Andreessen said something similar - that he would never do that again. B2B is where you can make money.

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That’s like saying if you can dunk in 8th grade you could be the next LeBron James. A LOT more things have to fall perfectly in place at the perfect time for that end result to materialize.
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I am talking from the perspective of the individual developer.

You don't need your impressive product to succeed to land a good career.

If Alice is doing LLM-from-scratch work today, and Bob is doing agent harness work today, Bob's project is far more likely than Alice's to become useful/popular/profitable.

But if neither project survives, in 5 years, Alice will be more employable/at a higher market rate than Bob.

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Neither one has even gone to college yet. I’d expect Alice’s project to be more likely to interest professors, get some undergrad research experience, maybe that can turn into something.
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This was his point. Being prepare to launch a produce when the opportunity comes.
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