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Which is not that great for people using less than 50% every week, because the next reset date moves forward too. In essence, it is redistributing compute from people who haven't used their quota much to those who have.

Though I think they gave a banked reset this time.

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Pretty much. I had 24 hours left with 80% remaining credit (planned big session tomorrow). There was reset one hour ago, that effectively halved my tokens for next 8 days!
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Do they take them back? Codex a few weeks ago said I had 2 resets. I didn't use any, and now it doesn't say that.
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They do in fact expire.
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