You got it. You may well be right, but from my standpoint it's hard to see how you'd know if you weren't. Yeah, the models fill in vagueness with detail sourced from "what's likely and helpful". (In one of my particular domains, that's "use SHAP values for everything everywhere".) Yeah, that detail's increasingly unlikely to be "wrong" in a way that you could explicitly argue. Is it what an expert would come up with? Is it the best it could be? Is there something else that we would have done had we been forced to think it through? Will it ever be _surprising_?
I know, all irrelevant little philosophical roadbumps. The artifact satisfies the buyer. I think I'm going to have to step away from this industry pretty soon, at least for a while.