Depends on your perspective. People think nothing of spending 50-100K on a car that basically gets them to work. But the thing they use for day to day work then gets the evil eye when it costs more than 1K. It's slightly irrational. Not everybody needs a high end mac. But when you do, it sure is nice that you can get one.

I don't actually own a car and my startup is bootstrapped and our salaries are modest. But the one thing we spend on is laptops. I have M4 max pro with 48GB. That thing was on the expensive side (~4.5Kish). But it delivers a lot of value and I spend most hours I'm awake using it. I like fast builds. I like that I can try out open source AI models. And I like just having the option to run those.

We actually lease them and mine costs something like 105 euro/month. Including Apple Care. I don't need a Mac Studio but I could see some roles where that would not be a crazy expense. Even the tricked out version that basically only costs the same as a very modest car.

Base models are okay-ish.

But +4000$ for an additional 128GB of ram is simply milking the customers, as they know they will have many of them.

That came with a monitor and floppy drive.