>Money market/treasuries (even ETF like SGOV) gets pretty close to 5% when typical savings rate is a bit under
reply???
30 Day SEC Yield as of Aug 24, 2026: 3.61%
12m Trailing Yield as of Aug 24, 2026: 3.74%
https://www.ishares.com/us/products/314116/ishares-0-3-month...
1.39% might not seem like a lot, but that's off by more than a quarter.
Rates are around 3.5% right now before taxes.
replyThere's still many high interest savings accounts that are at least 4%
replyAnd you still need at least 5% to do what OP is suggesting.
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