And, you have to include power. Where I am, the power for a rig with 2x 3090, running for four hours a day, would be around $70/month!
It's kinda like datacenter only exist to optimize compute cost through oversubscription of hardware/time share, cheaper business energy rates, and bulk discounts, compared to self hosting. ;)
A PC with similar capabilities is going to sound like a jet taking off.
Not at all. Airflow with big fans is quiet. What I do hear is coil-whine. In fact my PC is quieter than my Macbook when both are running top speed. But one has 4000 AI TOPS.