Disagree with the second point. For one, there are many parts of the world where bandwidth still is an issue, either due to lack of infrastructure or because common people in those places can't afford better connections. This isn't going to change any time soon because although given bandwidth goes up over time, so do the file sizes websites serve. And even then, I'm posting this through a super fast connection, with which I still occasionally experience loading issues when my VPN acts up, because I live in a place with extreme censorship - which is on the rise worldwide.

Generally, the approach should always be to prioritize files loading as fast as possible.