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Something that is amazing about Sydney’s system though is that as a visitor to Sydney you can likely use the train system without needing an app or any sign up. Just use your credit or debit card via nfc on your phone (or the physical one)

I was honestly so impressed by that, you mean I can just tap on? Don’t need to stand here outside the gates for 10 minutes entering my info into a frustrating app? Don’t need to buy a $10 card, only $5 of which I’ll ever use? Even with suica being pretty easy to set up on iPhone, this is definitely something Sydney’s got over Japan’s system.

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New York and Seattle both have the same thing and it's wonderful. Google Wallet even allows the user to set it to not require an unlock for transit transactions.
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Yep, and it's increasingly common around the world. In Australia, it's also fully rolled out in Brisbane and I believe it's just about finished being rolled out in Melbourne too.
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It's now rolled out in Perth too, I think.
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Ah that’s great news, I’m from Perth but currently living abroad.
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Singapore too
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I’ve never noticed any delay on the London underground with Apple Pay or a normally debit card - certainly not a second. Havent used an oyster for years but I don’t remember it being faster.
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Definitely slower to use a card or your phone in London.

I remember when they first allowed card use more than a decade ago and it broke the flow quite a bit at rush hour as people were so used to the Oyster card's timing that they'd run into the back of people using cards or people using cards would run into the gate as it had not opened as quickly as they were used to. Quite a bit of commentary around it during that time:

https://www.reddit.com/r/london/comments/2zc104/that_extra_s...

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Maybe I am just plainly wrong or encountered some specific stations, but this does not feel true from my experience.

During my last visit to London (in 2025), it felt noticeably slower than even NYC subway tap-to-pay.

Suica is a whole other beast that isn't even in the same category of speed. It genuinely feels sub-200ms instantaneous.

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Correct, Suica is faster than Oyster (card), which is faster than paying with bank cards or phones in London.

(I haven't used the NYC system.)

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