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a setting in Apple Wallet to set a card to a default quick transit use card

Because it's not the easiest setting to find: Settings/Wallet & Apple Pay/Express Transit Card

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The Wallet app prompts you to set this up when you initially add the transit card too, IIRC.
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FWIW on Android, Google Wallet tells me "Transit Cards: These cards never require verification", and indeed I can just wave my phone at the terminal without unlocking it.
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And here I was all this time double pressing power button to open wallet like a fool. The more you know.
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Is this different to Express Mode, which has been a thing for years for all kinds of cards (including car keys)?
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Express Mode originally launched as Express Transit with only support for Suica, Beijing and Shanghai cards. It was then renamed to Express Mode when support for the other modes was added.
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