$200/month is vastly cheaper than owning and operating comparable hardware.
And all this before you get into privacy/security/compliance stuff.
What we're paying now is just akin to the drug dealer's free starting shot.
I started tasking fable with huge projects over the weekend and now I hit at very least fable limit by monday.
If I actually made money with it (I don't and I don't want to) the 200 one probably would start making sense. If I were using it all day I'm sure it would save me more than that 200 by simply being able to do more work.