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I have a microscope, but once you get used to using hot air, you don't need it for soldering, just inspection.
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A cheap clip-on macro lens for a phone camera is also good for inspecting things, without the cost+space of a proper microscope.
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True but you can do actual work under a stereoscopic microscope. It has a vaunted place on my workbench.

Disclosure: Old person. ;-)

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I've got one as well, and I'll say it's extremely nice for removing splinters. I do a bit of woodworking, so it ends up being unexpectedly dual-purpose.
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Indeed, I'm the designated family surgeon. I've removed more splinters from people than I can count.
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I have a $40 head-mounted thing with integrated light and it's awesome for modern boards.
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