Some problems presented needs a very large context and some are not much solvable (e.g. trading) since market responds to traders' actions, as well, making it effectively an oracle problem (of computation).
On the other hand, we must be aware that these models are static, and they indeed stop when nobody asks something or requests an action from them. However, brains in nature never stops. Wonder, daydream, sleep, self-evolve, clean up and eliminate memories and views and much more.
The hardware of human intelligence is not a singular thing that is uniform throughout. You cannot take the prefrontal cortex white matter out of someone's head and say you are holding a person. Much of the parts of our brains that enable much of our intelligence, is made of different specialized stuff. The visual cortex and sensorimotor regions aren't only there for input and output, they are used by the more thinky parts of the brain to do visualization and spatial reasoning. The cerebellum contains billions of neurons making little oscillator circuits and PID-like self-regulation machines that help make muscles do what they're supposed to, but also provide attention and time perception.
Heck, our brains contain language models, that train themselves up based on a glut of data over a span of about 10 years, and then they become more or less set in stone for the rest of our lives. Of course we can learn languages, but the "Critical Period" is a very real thing that produces a permanent architecture for some grammatical structures, or things like the ability to partition a lexicon by gender for faster lexical access which cannot be learned as an adult if your native language did not have gender.
I'm not trying to make a direct analogy, the point is that the language model doesn't need to be fully "generally intelligent" all on its own for there to exist a general intelligence, because the language model can be part of a generally intelligent system, which can do things like form, recall, and manage memories which are by now a standard feature in basically every chatbot.
The parent commenter noted:
"if a harness alone can help the LLM saturate the benchmark with a near perfect score then the combination of the two must still be effectively AGI"
Harnesses absolutely can enable models to continue thinking about things. And LLMs do wonder and explore weird ideas like daydreams when you allow them to do this.