coming back to your argument about peano being obtained from zfc, you obviously can't prove that it happened using purely zfc, and not some logical framework embedded into those proof assistants.

I said I am not expert, I am indeed not expert in zfc and godel theorems, but I am an expert (phd) in actual formalization theory. Formal theory is very simple concept: its alphabet, set of formulas on top of this alphabet, and function which translates one formula to another.

ZFC can't "obtain" peano, simply because it doesn't have say * operator defined. You need to do something on top of it. Additionally, zfc itself looks like loosely formalized say in wikipedia (and I am not sure if there is any strict formalization anywhere), we take it as common sense that it can utilize some simple logical rules (e.g. modus ponens), but what are exactly rules, which could be separate topic of research, this detail is skipped.