> How can I afford?
Mostly not my money, tech makes one fabulously wealthy, I care more about math than fast cars or whatever (even as a pizza driver you can afford a fancy car if that's your primary motive), etc.
> Already solved
That's a very interesting insight into mathematics. It's absolutely just as interesting to prove that certain proof techniques are or aren't possible as it is to actually prove the main result, sometimes moreso, especially if they have any chance of improving attacks at other problems.