It's pretty great as long as it doesn't evolve into them no longer printing the cards and requiring use of their app, consequently on one of their approved OSes.
I mean yes but that is a case of the slippery slope fallacy: the existence of a future possible decision does not affect whether a current decision is a good one.
If they try to move in that direction, we can protest it then. Denying ourselves a useful capability now doesn't stop it from happening anyway, nor make it more likely.