It's because of our earthquakes and the severity of our storms. The lumber frame and design of construction flexes and sways when stone and brick would break (tornados are different story). Likewise when they do break, and they absolutely will given some of these forces, it doesn't bankrupt people and companies when trying to recover from those events. Bigger buildings of concrete, stone and brick here are now built very different, sometimes on giant metal plates with actual springs.
Here you go:
https://youtube.com/shorts/jFph1d2WR3s
Btw:
> or something that needs to be earthquake resilient and affordable