Unless you only need the AI available some of the time, $5/hr is pretty expensive. That's an RTX Pro twice a year.
If you're using it for discrete sessions of coding or something, that might make sense for you but if you're using it for an always-on assistant, that pricing kinda sucks.
5090's are like $0.20/hr
there are lots of people with very expensive hobbies, see sailboat racing for example.