I am not the right market for flagship phones because I don't have thousands of dollars to put towards disposable income, but I would expect a premium phone to come with a premium warranty and repair service... Do they typically not?

Eh... get protection plan, or trade up every year for big discount on the next flagship. Or with AT&T plans you are getting a "free" phone fairly often if you don't intend to leave the carrier for a few years (most people wont). The parent comment you replied to makes some assumptions that you have to spend full price all at once every year which is false. Also, there's almost always a deep discount on Pixel phones around most holidays.

And if you truly are ultra budget $300 phone guy then sure this doesn't apply to you.

Cameras of flagships are still significantly better than a $150 Moto G. If you are using a smartphone in place of a camera and like good-quality photos, it's worth the money. That said, flagships can last many years as well.

I update pretty frequently, but all the older devices get used by family members, etc.

I keep my phone until the security updates stop. I buy top of the line phones because cheaper one suck. I tried a cheap phone and it used to lock up all the time. These phones are crappier than my obsolete top of the line phone. There has got to be a middle ground between 1K flagship phones and cheap sub-$200 phones, but I swear I can't find it.

I just keep buying phones with way more features than I desire just so that having too many apps open at once or going to the wrong Javascript laden web page doesn't slow my phone to a crawl. I just tell myself that at least I only replace my phone every 5 to 7 years. If it wasn't for work, I'd keep them longer, but the OS has to be patched for work stuff to be on it.

I'm glad to hear I'm not the only one who thinks smartphone prices are just absolutely crazypants right now. I can't envision paying more for a phone than I would for a (gently used) workstation-class laptop.

Over decades of buying Android devices, I have yet to pay more than $300 for one. The one I'm using was actually free in exchange for buying a year of T-Mobile prepaid credits. No, it never was the fastest thing on the planet but it makes calls and runs the apps I want.

Also using Moto G-series phones for a decade or so now. Seems I have more junk (gambling apps, linked in, etc.) to scrub off them each time though.

I could see myself splashing out on a more expensive phone if it were less locked down - so probably never. However I don't play games and as a Gen-Xer my laptop is where the rest of my digital life lives; it makes sense that those for whom the phone is their primary device would prioritise it more (especially with somewhat predatory financing).

The only reason why I've decided to pay 500+ (for the first time in my life) for a flagship device was for a better camera and storage, as I wanted to have good quality photos of my kids.

That said, I will keep on replacing the battery until the circuit board itself turns into ash

I assume this means they will just start buying the E series, The 16E is nearing two years old and already in the sub $400 range for used ones.