I was also surprised by the banking app experience. After making me verify my identity about 10 times to prove I'm me and not a hacker, they finally let me use it...
replyI've heard some people had good results by going to their bank branch and demanding them to unblock their phone or they'll close their account. Apparently they have a checkbox to disable phone attestation requirements for a customer.
Heh. USA user here. Several of the apps that say they work I have been unable to get to work.
replySo anyone reading this, be aware your experience may differ.
I'm on a pixel 10 pro and have never been able to get some of banking apps to work, despite the list saying they should.
It is likely a crapshoot, and while that list is informative it is necessarily a snapshot in time. FWIW, my banking apps have worked with no issues and have worked continuously since I migrated to GrapheneOS. I do have Play Services installed to be able to use Android Auto, and that required some fiddling with permissions before it started working, so your mileage may vary. By far the biggest annoyance for me is group text messages not being delivered while using an alternative user account, but that's a niche setup I guess.
reply> Separate from this is wallet and payment apps which still have not had much traction on GrapheneOS.
replyCurve works in Europe and Paypal has a trial thing in Germany for tap to pay IIRC. There's nothing in the US unfortunately, yet.
If you want more security and privacy, don't use your phone for payment - use your card.
replyI don't know if that's really significant. But yeah technically you give up less information by using the card directly instead. But it's like going from 98% privacy loss to 99%.
replyCash and Monero are private so they're in a different space and are what should be prioritized.
It's more difference than you think. Your card isn't logged into Google, Facebook, Signal and so on. It doesn't route through Cloudflare. It doesn't even connect to T-Mobile, Verizon, or Stingray automatically.
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