crypto has a lot of theoretical value, but in practice people only really think of crypto when they want to tap into shadow economy.
I do not deny that this technology will be instrumental to network communities, provided we are ever allowed to form such. I do not deny that offline POSes and fully offline tap-to-pay may become a possibility if an existing fiat currency adopts crypto as one "interface" among traditional banking, Apple/Google Pay, and cash. (this, by the way, would be incredible in Ukraine - right now it's power off, and you can't use your bank for offline purchases.)
in practice it's only really shadow economy. at this point it's not even a speculative asset of some notable value