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If the phone injures or defrauds you, does it have to make restitution? If so, how?

'Transacting' requires not only identity but accountability, a completely controlled-by-you phone cannot meaningfully transact separately from you.

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Ownership does not imply co-identity. If my phone harms someone else, without me being responsible but e.g. the brand that updated its firmware? Your questions are good, and I don’t have the answers. I just think our current model doesn’t either.
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> If a phone had its own identity, with which you transact as with any party then lots of the security concerns would dissolve.

I feel like a lot of new security concerns would be created.

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Indeed. Some would go, some would come.
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