How so?
> I’ve read compelling stories of people who ran into trouble after ditching their smartphone.
It'd be helpful if you mentioned them instead of just saying everyone should trust that you were compelled by stories.
I thought it’s self evident that products like Gmail, Search, Maps and others aren’t free because Google is aiming to do charity but because your personal data allows them to build a digital model of you and charge other businesses for access to that knowledge.
Around me I can’t think of a bank that allows any remote operation without a TAN only available on iOS or Android. That’s the root of a lot of future problems, not the least of which being that the bank charges you more for in person operations.