upvote
Doesn't sound hostile at all. These are the real hard questions. The 2 major mobile platforms don't seem to want this to happen at all, but you can work around that by building your own platform. But the largest API vendors don't want it either, and they're much harder to work around.
reply
My little story:

I recently replaced my $HEALTHCARE_APP with the PWA of their website. It was the *exact* same. The app was just a webview (and a pretty good one at that!)

It makes me really question how much “security” these services need when they have websites that can do everything the app can do.

reply
Have you seen the Googlebook? I think Google is taking the lead here with "Create a Widget". I think some have overlooked this feature or treated it as a gimmick. But this is the first step into average users building small micro apps just for themselves. I think it will go from Create a Widget to Create an App within a short period.
reply
Banks and schools and businesses should get in the business of simply vending APIs (or MCP connections). Agents and bots are taking away the need for the endless knobs and dials of traditional software. Just expose my data securely and my agent will do what I want with it, when I need it.
reply
"Should get", so yea, not going to happen. The most obvious should get is exactly where we are now. What you're saying is "They should be forced to" which is just what we call laws and regulations regarding digital availability. Of course this is difficult to do since they will fight back monetarily against what they would consider perverse motivation to what we are already considering perverse motivations from them.
reply
Third party apps and commercial software will be the slowest to adapt to the new paradigm.
reply
The fear maybe a year ago was SaaSpocalypse. Why pay for Salesforce when I can vibe a CRM to my exact needs? Turns out to not be that easy.

The lion's share of value in a product like Salesforce is the ability to say "we run Salesforce" and have everyone know what you mean and have ready answers to all your problems even if they're not perfectly tailored (or cheap). Same thing with OS really. If natural language is now the most powerful programming language then having shared vocabulary on technical topics is more valuable than ever.

reply
> The fear maybe a year ago was SaaSpocalypse. Why pay for Salesforce when I can vibe a CRM to my exact needs? Turns out to not be that easy.

In fact, it looks like the advent of AI has actually accelerated revenue growth for SaaS rather than killed it off. People simply aren't building these custom SaaS-killers as much as commenters on HN would have us believe.

Stripe Economics, The SaaSpocalypse was more like a RenaiSaaS: https://www.stripeeconomics.com/p/the-saaspocalypse-was-more...

reply
My lab medical results are mine and only mine. It’s for me to decide if my device is secure enough. I do not need my insurance company to decide for me what device I should use. Same with my money in the bank.

Streaming is fair. Netflix can dictate their rules. I can decide not to pay for their content.

reply
> My lab medical results are mine and only mine.

While I agree in spirit: after a recent rib injury I wasn't allowed to take a picture of my own X-Ray using my phone or even have a copy sent to me since "that isn't the policy"... very hard to say that data was "mine" until it is "released" to me.

There is an infinitesimally small liability that some "other patient's" data might be visible on scanning device, a horde of companies assuring asses are covered and without a legal obligation to give me all "my" health data per visit I don't see an easy path to using our own devices soon, unfortunately.

reply
Under the law now, at least in the US and EU, you do not have the legal authority to waive the obligations of your medical and financial service providers under regulatory law and court precedent.

If you want that power, you’ll need to get your national government to change the law.

reply
> Same with my money in the bank.

I’d love for this to be the case, but we’re going to need laws to make it happen. Banks will have to be forced into it and probably also shielded from liability in case the user does something dumb.

Maybe we can force them into providing APIs for us while we’re at it so I don’t have to pay Plaid if I want to build an app to track my finances.

reply
Whats wrong with playing for plaid to connect all your banks to your own software? I think i pay 50 cents a month or something
reply