The phone doesn't store your card number. Apple brokers a token at setup, secures it on-device, and manages it afterward (suspend, re-issue).
replySo it doesn't generate a second card number like other things I've used?
replyBut anyway it sounds like the answer to my question is no, Apple is not doing anything meaningful per payment. They play a role in setting up a card and that's it. Is that accurate?
When you add a card, your bank creates a device-specific Device Account Number, encrypts it, and sends it to Apple w/ a key used to generate a unique sec code for each transaction.
replyAnd is that information stored on the phone? Do Apple's servers need to be running for me to make a purchase?
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