Users couldn’t (easily). It was meant for businesses, and everything was geared around that. They could do it through some web APIs or you could have an app create them.

There are websites that let you create them. It’s not like it was impossible. But it wasn’t straightforward for the average user.

Letting any user do it right on your phone is new to iOS 27. And this app now lets small businesses do it easily.

It’s actually rather strange it took this long, seems like an obvious gap.

Nope.