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if not then nobody should use it

Although perhaps I'm misunderstanding and the idea is that each wallet device requires a separate implementation and this is just Apple's version? I guess that makes sense. But if the product is "easily make passes for your business" and then they are Apple-locked, that is obnoxious and anti-consumer and people should refuse to use it.

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Apple Passes are a feature built into Apple Wallet, which is iOS/watchOS/Safari-only. Google has their own version in Google Wallet that runs on Android (and only Android with Google Play Services if I recall correctly). Samsung has a version too and there are many others. I believe they all operate off .pkpass files.

Apple Pass Designer is just a tool for customizing what the passes a business is giving to its iOS customers looks like. It's macOS-only (Apple barely supports anything not-Apple). I assume the customizations won't translate to other apps unless those apps add support, but the passes should still work.

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It’s made clear that this is specifically for Apple Wallet, not some sort of general solution.
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