I guess if you worked together with some people who all put some money into a fund, and by using very modern technologies like 3D printing and modern CAD modelling etc., it should be possible even for private people to build a jet airplane.
The problem rather is that the government does an insane amount of gatekeeping to prevent this from happening (enforcing expensive and time-consuming certifications on airplanes and pilots etc.).
The concern is about elite level researchers no longer being able to move the industry forward in a public way, and leaving potentially all major discoveries in private hands going forward.
Possible worst case scenario in your case, you personally miss out on a luxury item.
Possible worst case scenario in the topic case, an AI company controls the only intelligence that discovers and understands the most powerful tools / physics we know of.