upvote
Nobody can afford whimsey anymore because if you are doing anything invasive enough to involve permits then any sort of deviation from the "megacorp cookie cutter" aesthetic becomes a scrutinized liability.
reply
While I get that, it's not like there's not a number of safety concerns with an underground tunnel. Flooding and collapse come to mind as some of the biggest potential problems.

Unfortunately, whimsy and safety are often in conflict with one another.

reply
>"it it'll make my house just that much cooler."

To you it will. To the next buyer it's a liability. In a world where paying off a mortgage was a possibility, this was fine. Now you're beholden to the median desires of the real estate market with every decision you make on your house.

reply
There are two types of homes:

ⓐ: A financial asset where you landlord yourself, always worrying about the valuation by others. Think rectiliniar greige.

ⓑ: Your home, lived in and modified to your wants and whimseys. Often over or under capitalized.

The first home we buy is usually a financial instrument type ⓐ.

If you can buck your initial programming/conditioning, you can get ⓑ with effort and luck.

reply
Indeed it depends where you're at on the ladder. First time home buyer hoping to move up lands squarely in A if you have any sense at all. The goal of course being B when you're in deep equity after decades.
reply
How is the stone wall that's been holding up my house for over 100 years a liability? You know it's still there even when it's covered with drywall right?
reply