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> Human development is all about removing minor inconveniences.

That's a uniquely American perspective.

Japanese homes often don't have space heating. The Swiss often keep their homes at 20°C in the winter.

Most of the globe doesn't travel everywhere by car. Arguably it's the intention to remove pain as much as possible which resulted in the opioid epidemic.

There's a point at which trying to get rid of inconveniences becomes harmful.

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Is 20°C supposed to be austere? Is that a typo? I keep my American home at 67-68°F in the winter...
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20C in wintertime is quite cool for North America, in my opinion. I think 23C is commonly considered "comfortable," but obviously that will vary significantly by individual.

Chicago building codes require 68F as a minimum for residential in winter conditions, so I think that's reasonable as a "habitable minimum yet not necessarily ideal" benchmark: https://www.chicago.gov/city/en/depts/bldgs/supp_info/chicag...

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Wow. Obviously there are humidity differences during different seasons, but 23°C is probably the limit of "this is uncomfortably warm" for me if I set my thermostat above that.
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Me too, but my husband and guests are clearly uncomfortably cold at my preferred 66/67, and my sister with poor circulation just about has her hands go numb.
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And to what temperature do you set your AC in the summer?
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Smart human development is about thinking long term, not trading minor conveniences now for avoidable catastrophic consequences later.
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It turns out that small minor improvements compound long term, and there are relatively few examples of massive step-changes that were centrally planned. Here's a good book on the topic that you may enjoy: https://press.stripe.com/origins-of-efficiency
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