in principle you should be able to reject the mortgage sale, too. purely hypothetical but: suppose some bank was responsible for killing a family member, you shouldn't be forced to owe that bank money.

This means that any mortgage transfer would come with a 'sweetener deal'. If you don't object to the transfer you get a small reduction in your monthlies, e.g.

Composition vs inheritance maybe makes a difference here? :thinking_grimace:

What I mean is parent companies and contracts that might obfuscate who's owed the debt.

However, I don't know anything about debt markets let alone homeownership.

Checks? ;)