> shower and general bath room)...Spilling red wine, putting sizzling hot pans on it, accidentally dropping big pans on it.

You're either using your bathroom wrong, or have a vastly more interesting sex life than I do.

(Yeah, I missed the kitchen counter on first reading)

Our Dekton countertops are great, although we have managed to put a tiny chip in it - I think it was dropping a small glass jar from about 3-4 feet up?

The reason we went for it because it appears to be the only way to get a light-colored stone countertop that won't stain when you spill red wine or tomato sauce on it. It has been excellent, hasn't picked up any stains at all.

"Dropping big pans on it" is actually the weak point of Dekton. If you hit it hard it can chip away. Otherwise, the material is more or less indestructible.

Considering how much she paid for it, my jaw dropped when my mom first scolded me for putting a hot pan directly on her brand new quartz counter top. I'll take my cheap (probably fake) granite any day over such a useless counter. Like your Dekton, it just brushes everything off.

I wouldn't go in debt but I'd pay the premium again, we're really happy with our countertops, especially considering that it allowed us to make them thinner which my wife wanted seemed to be a big no-no with other materials.

Fortunately when I had to have my kitchen redone after a fire my brother already had it in his kitchen(s?). Which gave both me and my designer confidence that I would like it at scale that she was a bit nervous about.

"Go into debt" seems like a terrible idea compared to just making due what's already there. My kid puts rocks on the counter. The old laminate doesn't shrug it off, but I sure do.

If it's not an investment, don't go into debt. And a premium finish is not an investment, unfortunately. If you sell soon, you won't recover the cost. And if you sell down the line, it will be out of fashion regardless of how well it physically held up.

By all means splurge on yourself if that's what you want! Just don't justify it by framing it as an investment that you should be taking on debt for.

investor?