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It's still a choice being made. People choose to live where they live. They could choose to live elsewhere.
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Because moving cities is free and frictionless, because everyone works remote, and their cushy corporate job will pay moving fees. Right?
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You should be allowed to complain about the choices available before you, even if you have an ordinal preference for one over the other
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Are you willing to share the general area? I’m curious.

Where I’ve bought houses, HOAs were rare. I’ve always heard about these places where HOAs are the only option but I fortunately haven’t run into one.

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I just went to zillow and typed in my zip and tried two different filters for single family homes priced between $300K-$550K:

Listings:

No HOA fee: 32 up to $500/month: 62

I'm not going to bother because this is an HN comment but I think you can imagine what happens to the results when I specify newer than say 1993 (when my house was built).

I have an HOA, but it seems defunct. Everything we do to the house, if visible, can be interpreted to mean I must get unanimous agreements, in writing, from all my neighbors.

It turns out I managed to land right between two asshole neighbors (constant trespassing, dogs, etc)

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Do all houses available require an HOA, even the ones that don’t look so nice or aren’t in great neighborhoods? I don’t usually like to go around questioning people’s experiences, but I think a lot of people go around with ideas of what an acceptable street looks like that simply aren’t achievable without an HOA or extreme price segregation.
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