My lifestyle isn't super expensive, but I can't afford to retire or anything. I have a mortgage that I still owe money on
My comforting thoughts are, who is this all for, and what would happen if AI actually makes human labor redundant? Labs control the AI sure, but so much stuff is built around humans that it almost becomes comical to think it would be a bad outcome for a the average person.
Farms and land don’t cease to exist, houses/apartments don’t go up in flames instantly, people aren’t reduced to functionless sludge creatures as soon as they’re done being economic drivers. What’s the real plan? All the normal people die and a thousand or so chosen few sit around and watch AI videos and eat grapes until the heat death of the universe?
Nah, we’ll figure it out, perhaps it will be harder temporarily, and perhaps SWEs lose status before everyone else, but it will probably be okay overall.
Imagine what happens if landlords decided one day to collectively demand more money than actually exists in the total monthly income of workers. What would happen?
You can point out that if everyone just stopped paying rent, their houses and apartments would still exist, and they could live rent-free as their landlords would have no money to spend on enforcement. Technically, this is not untrue. But it's not what would actually happen, is it? One person would be the first to default on their rent, and their landlord would use the money collected from all their other tenants to seize back that tenant's formerly rented property. No individual tenant would dare to be the first to stop paying rent, so they all continue paying rent, selling their stuff, taking out loans until there's physically no way for them to keep paying, and only then do they default.
I am strongly feeling I'm already redundant
‘Not having to work and being warm and fed’ is called being a pet. Some cats and dogs enjoy this life greatly. I’ve been thinking about this a lot recently.