Right, and by mid-2027 whatever MS builds into Windows by default for free will handle most of that by the general public.

Most people aren't engineers and do not care about custom software.

The vast, vast majority of people are happy enough using free chatgpt. Openai could just add a kind of online app development/marketplace thing to chatgpt and that'd entirely steal the personal custom software thing. But I don't really think most people care that much.