I've often said that if I ran it I would concentrate resources on more frequent service on the highest ridership routes and cut the low ridership routes entirely. But for a variety of reasons that probably isn't possible, e.g. they are getting funding contingent on serving a wider area, etc.
A transit system should ideally be attractive to people who can afford to drive, but choose not to out of convenience. That's a pretty high bar in most areas.
Only Chicago , and maybe Pittsburgh allows the average(income ) person to live car free and have a decent apartment.
You have folks in LA who pay upwards of 800$ a month in car payments on a 70k yr salary.
I'd argue that individual car ownership is generally not affordable for most people. You can easily spend over 25% of your income just on transportation.
It's almost a structural problem. America isn't built for public transportation
America is plenty dense for transit, but you need to build it first and that is expensive.
A 15 year old car will have 15 years of issues. I might be willing to risk it at 3 to 5k. 10k is a lot to gamble.