Solar seems to be working just fine in Spain, a place where almost nobody lives in a stand alone house, or even a row house. You still put solar in the building, but then you have industrial solar in places wi5 little agricultural value, and wind turbines installed on top of hills. All of this could work just fine in any sim city I remember, as you are just dedicating space to power, which is fine.
The situation is slightly different for rooftop solar installations, which are equally prone to flying debris as concentrated farms but somewhat less likely to be affected by disasters that the house it is on can withstand. But that would be for off-grid purposes and not for the grid, and my original comment that solar generation only works for on-prem off-grid applies.
Plan it and it won't be a huge deal.
That said, I'm sure there are spots on this planet where solar isn't the best renewable option. Maybe small-scale wind power would be better where you are? On our boat we have both (and hydro for when we're sailing). Sadly these mechanical generators haven't yet received similar scale effects to their price as solar has.
Plus below a certain cost threshold, the risk of damage still means the overall cost is lower.