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If you're editing /etc/ssl/cert.pem yourself, you're setting yourself up for failure. Use the proper mechanism to add your own trust roots (on macos it's "security add-trusted-cert").

Whatever reason Apple had for not updating /etc/ssl/cert.pem yet, I am certain it's not out of consideration for users that might have put custom certs in there.

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Certainly you're aware that every certificate sits in a separate file and an update can just remove the interested files?
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It doesn’t look like that, it looks like it’s a cert.pem file.
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I would be aware of that if it were true, but (surprise!) it's not

not convinced? take a look at your /etc/ssl/cert.pem

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