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Binance, and most other exchanges, don't charge platform deposit fees. USDC/T is not expensive to transfer.
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crypto has its own chain based fees that are transferred to the miners that when crypto is actually used on chain get much higher than typical banking fees.
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Off peak USDC/T transfer fees are very low, which I referred to in my post. Your comment directly implied that the exchanges take a cut on deposit.
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For many bank transfer fees are 0 and happens instantly. No need to wait for the stars to align.
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