If you don’t like it or think it’s too slow doesn’t change these facts.
I agree that it’s not a product though. It is a distributed system that nobody owns.
And yes you can functionally make transactions, but based on current transaction fees it looks like I'd pay $0.22 in fees so I could wait 10-20 minutes for a transaction to likely clear. I'm not doing that at a gas pump, grocery store, etc.