At work someone else is paying so we all use Claude Code. It works great but I want to set myself up to have alternatives the day the tech oligarchs decide to tighten the screws.
Open models are perfectly fine to use, but at the moment of course much more expensive than the claude subscription if you do lots of work. The Mistral subscription at $20/mo includes API credits of $20 though.
Any money out of my pocket for third-party AI would either go to highly subsidized services like Google's (I've gotten over $500 in API calls on a $20 subscription I paid $0 for as a student, which also includes GCP credits, CoLab credits, cloud storage, etc.), and once they reign that in and start pricing/offering realistically (Antigravity has been noticably chopped down already since I began using it) I'll switch to API calls from Chinese companies.