The fact that you think SF is the only city in America with these three things and the flippant, sarcastic "guess that makes me part of the very narrow demographic" quip tells me you aren't really approaching this discussion with an open mind.

No city on the planet is perfect. You are making tradeoffs by living where you do, same as I do living where I am.

Why does this idea seem like a personal attack to you? Every single reply you've made in this thread has the subtext "no, nope, not my experience, you're wrong".

Again, you like SF. That's great! It's not for everyone. That's not an assault on your personage.