You might want to look up the actual definition of knowledge. It's a pretty interesting topic in epistemology really, far from your simplistic take.
You already live in coexistence with minds more powerful than yours. Society works in a way that you never need to notice that, those minds taking care of things beyond your grasp for you.
The downside of that "convenience" is you developing an over-simplified bubble-view of the world, rendering you prone to arbitrarily hazardous misjudgements.
Here, you align foolishly with interests that cannot possibly be your own. Namely, exploiting scientific knowledge for personalized monetary gain on an unsustainable scale.
When a tiny group of people hogs essentially all scientific knowledge, that renders you what?
Your idea of being graciously provided with some "basic income" or whatever is blind copium. You would live as livestock at best, to be discarded as useless whenever your masters see fit.